However, retailers face much less threat from physical theft by utilizing a warehouse instead of a retail storefront. Secure Sockets Layer encryption has usually solved the issue of bank card numbers being intercepted in transit between the patron and the service provider. However, one must nonetheless trust the merchant to not use the credit card information subsequently for their own purchases, and not to pass the information to others. Also, hackers would possibly break into a merchant’s web site and steal names, addresses and credit card numbers, though the Payment Card Industry Data Security Standard is intended to minimize the impact of such breaches. Identity theft is still a concern for shoppers.
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